Info
The reference desk
The numbers people usually have to dig around the web to find — the size of each slice of the world's market, the rates that move your money, the limits and definitions worth keeping straight — gathered in one place. No ads, no paywalls, no login. Every figure says where it came from and when it was last updated.
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Global Market-Cap Breakdown
How the world's investable stock market splits across the US, developed-ex-US, and emerging markets — and large, mid, and small caps within each. The recipe for assembling your own total-world portfolio across separate accounts.
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Historical Returns by Asset Class
Long-run US returns and risk for stocks, bonds, cash, and gold since 1928 — nominal and after inflation — plus how the asset classes move together.
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Factor Premia
The historical extra return of the Fama–French factors — market, size, value, profitability, investment — and the volatility that came with each.
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Market Valuations (CAPE)
The Shiller CAPE ratio today versus 140+ years of history — a gauge of whether US stocks are historically cheap or expensive. Useful for expectations, useless for timing.
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Active vs. Index (SPIVA)
The share of professional, actively managed funds that fail to beat a simple index — by category and time horizon, straight from the SPIVA Scorecard.
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Fund Fees Over Time
What investors actually pay in expense ratios, active vs. index and stocks vs. bonds, from 1996 to today. The cost you control, and how far it has fallen.
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Inflation, by Category
How prices have really risen — the headline CPI plus how differently college, healthcare, housing, cars, and electronics have moved since the 1970s.
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Live Treasury Rates
Today's US Treasury yield curve, fetched live from the Treasury's public feed when the page loads — 1 month to 30 years, plus the 2s10s recession gauge. Falls back to a monthly snapshot if the live feed is unavailable.
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Treasury Yields & the Yield Curve
The current US Treasury yield curve from 3 months to 30 years, the 10-year yield split into real and inflation components, and 70+ years of history.
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Contribution Limits
This year's 401(k), IRA, and HSA limits — including catch-up amounts and income phase-outs — in one place, straight from the IRS.
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Social Security Claiming
How your Social Security benefit changes with the age you claim, from 70% of full at 62 to 124% at 70, plus life expectancy and the latest COLA.
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Tax-Loss Harvesting Partners
Funds and ETFs that track the same slice of the market through a different index — candidate swaps for harvesting a loss without tripping the wash-sale rule. Educational only, not tax advice.
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Investing Glossary
Plain-language definitions of every term the site uses — from asset allocation and basis points to volatility, wash sales, and yield curves.
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On the way
- Coming soon
Fed Funds, Mortgages & Money-Market Yields
Extending the live Treasury page with the other rates that matter — the Fed funds rate, 30-year mortgage rates, and money-market/HYSA yields — from a daily automated feed.
Everything here is educational only and never personalized financial advice. Where a page names specific funds or figures, it's describing the market, not recommending an action.