Educational content only — not financial, tax, or investment advice. In active development — how it's built and checked

Info · Reference

Live Treasury rates

A rate that's a month old is often just wrong, so this page doesn't paste a number — it pulls today's US Treasury par yield curve straight from the Treasury's public feed when your browser loads it. These are the closest thing markets have to a risk-free benchmark, from one-month bills to thirty-year bonds.

Fetched live in your browser The daily Constant Maturity Treasury (CMT) par yields, published by the U.S. Treasury near 3:30pm each trading day and fetched directly from their CSV feed. If that request can't complete, the page shows the repo's most recent monthly snapshot instead, labeled as such. · source & method

Fetching today's rates from the U.S. Treasury…
  • 3.66%3-month bill
  • 4.11%2-year note
  • 4.47%10-year note — the headline benchmark
  • 4.95%30-year bond

2s10s spread: +0.36%. The curve is upward-sloping (longer maturities yield more), the normal, healthy shape.

0%1%2%3%4%5%6%3.663 Mo1 Yr4.112 Yr5 Yr4.4710 Yr20 Yr4.9530 YrMaturity → yield (% per year)
MaturityYield 
3 Mo3.66%
1 Yr3.91%
2 Yr4.11%
5 Yr4.21%
10 Yr4.47%
20 Yr4.96%
30 Yr4.95%

How to read it

The curve lines up what the government pays to borrow at each maturity. An upward slope (longer = higher) is the normal, healthy shape. When it inverts — short rates above long — it has preceded most US recessions, though the lead time is loose and it's no precise timer. The 2s10s spread (10-year minus 2-year) is the most-watched summary of that shape.

This covers Treasury yields, the live piece. A fuller dashboard with Fed funds, mortgage rates, and money-market yields needs a separate daily feed and is still on the list.

Sources & method

Daily Treasury Par Yield Curve Rates, fetched client-side from the U.S. Department of the Treasury's public CSV feed (no API key). Falls back to the repo's FRED-derived monthly snapshot when the live request can't complete.

Data

Educational use only, not financial advice. Every figure traces back to the sources above or to the inputs you set — the full method and the source code are public.